Bank Reconciliation Calculator

Bank Reconciliation Calculator

Reconcile bank statement and book balances by adjusting for outstanding items.

Last updated: 2026-04-02

Bank Side

Book Side

Adjusted bank balance
$10,000.00
Adjusted book balance
$0.00
✗ Difference of $10,000.00

How Bank Reconciliation Works

Reconciliation adjusts the bank statement for outstanding items and the ledger for bank charges and interest to compare like-for-like balances.

Use deposits in transit and outstanding checks to adjust the bank side, and apply bank fees and interest to the book side.

How to Use

  1. Enter the bank statement ending balance and book balance.
  2. Add deposits in transit and subtract outstanding checks on the bank side.
  3. Subtract bank fees and add interest on the book side.
  4. Verify the adjusted balances match.

FAQs

What is a deposit in transit?

A deposit recorded by the company but not yet by the bank.

What are outstanding checks?

Checks written but not yet cleared by the bank.

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