Bill Rate Calculator

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Bill Rate Calculator

Compute a client bill rate from pay rate, overhead and target margin.

Last updated: 2026-04-02

Bill Rate
$73.13/hr
Loaded cost/hr
$58.50
Profit/hr
$14.63
Effective margin
20.0%

About

This calculates a client-facing bill rate that covers pay plus overhead and achieves the target margin.

How to Use

  1. Enter the employee pay rate and expected overhead percent.
  2. Set the target margin to achieve on top of costs.
  3. Read the bill rate and profit per hour.

Example

Example: $45 pay, 30% overhead, 20% margin → bill rate displayed above.

FAQs

Is overhead included?

Yes — overhead is multiplied into pay to get loaded cost.

What margin should I use?

Industry and business needs determine target margin.

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