Auto Loan Calculator

Calculate monthly car payments with down payment and trade-in value.

Vehicle price ($)

Down payment ($)

Trade-in value ($)

Interest rate (%)

Loan term (months)

This calculator returns the standard amortizing monthly payment for a fixed-rate auto loan.

Loan amount is price minus down payment and trade-in; monthly rate is annual rate divided by 12.

For a $35,000 vehicle with $5,000 down at 6.5% over 60 months, the calculator shows the monthly payment and totals.

Results exclude taxes, fees, and optional add-ons; use actual loan docs for exact figures.